For one to have well defined financial goals is very important; however, without a well constructed objective plan, realizing the objectives are nearly impossible. Financial planning lays out the specific steps and groundwork to reach one’s desired targets. During the planning process, you will initially fill out a comprehensive financial planing questionnaire that is customized by APC. Once I have the necessary information to evaluate you individual situation, I will: analyze your income, cash flow, assets, net worth, risk exposures, and tax burdens; assist you in addressing your needs and goals for education funding, retirement, taxes, and estate planning; and work with you and your other professional advisors including your attorney, accountant and insurance agent to be sure that you have complete plans in place to achieve your goals.
My expertise lies in developing a plan that is unique to your individual situation. Your specific needs may involve multi-generational planning, divorce planning, providing for family members with special needs, situations specific to executives and self-employed individuals, and meeting your goals for charitable giving or socially responsible investing. Whatever your unique situation may dictate, I can help plan and guide the path to lead you towards your goals.
Competent financial planning involves building a relationship of trust between the client and advisor over time. Your financial plan is a guide to decision-making as your life unfolds. Good planning can allow you to do things you’ve always dreamed of — and maybe things you’ve never dreamed possible.